Insurance no-claims bonus

[Jimbo]

Does anybody know how long no-claims last for if not used?

I remember years and years ago when I was in company car land that insurance companies invalidated any previous no-claims if not applied to a policy for a certain period of time....something like 2 years??? Anyone have any info?

[WildCards]

I always assumed if you didn't take insurance after 12 months your NCB's would be lost. Different insurers may have different policies on this though.

[peter thomson]

I think it is 2 years as well

[Rambaud]

Tesco Insurance is 2 years.

[Paul Beazer]

I had no insurance in my name for a couple of days short of 2 years when i bought my Galant, so they were able to carry it on, but if it had been over the 2 years i would have had to have started from scratch again.

[White Lightning]

2 years sounds about right Jimbo but I do think that different insurance companies have different policies.

[Little Miss Road Rage]

i always thought it was 2 years we've got 2 lots of 5 years and 1 lot of 10 but I don't really wanna go from 10 to 5 just to keep hold of it

[Jimbo]

Thanks everyone, appreciate your feedback as always :thumbsup:

I might be looking to get a runaround for a short while and I have a small no-claims bonus left over from my Mundaneo insurance (expired 16 months ago) which might come in handy depending on what I do. Just need to ring the AA now and see if they'll supply me with a letter confirming it.

Cheers :)

James

[mattpage]

2 years with most people, although I think I've heard 3 somewhere.