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View Full Version : wat insurance companys 4 mod VR4



nz_vr4_nz
19-03-2004, 04:42 AM
Just bought a VR4 from Auckland (Ted Tracys) in New Lyn...I love it but man the gas just goes!!!!!!!!!! Its stock except for a TV and sat Nav DVD rom(which I dont seem to hav a use for)...But affraid that if down the track I want to modd it Insurances companies wont have me??????

What are the experiences my fellow Kiwi VR4 owners have had with insurance companies????Modds I would do are only:
1.Big bore Exhaust
2. POD filter
3. Tints

Pescha
19-03-2004, 10:25 PM
Well to be honest when I got my VR4 Legnum last April (yes i've nearly owned her a year) I rang up our insurance company said what I was planning on getting and asked how much the insurance would be. The only questions they asked were 1. is it alarmed? and 2. is it going to live in a garage? They didn't ask for anything like mods etc.

When they lady did all her bits and pieces the quote came back $10.00 cheaper a month than my 1993 1.5 Nissan 4 door (shopping cart) Pulsar. I was really amazed. Told hubby first thing he could say was did you say it was a VR4 I went yip!

And yes it is true, it was $10.00 less a month, mines covered for everything, total cover for $40.00 a month! This is through Norwich, the sister company of State insurance. But we have everything else with them... The house, house contents, 2x life insurances and the car. Plus im over 25 years and i'm the main driver (female). So you gotta think of all those factors!

But give them a try!

Cheers,
Pescha!

i3ooyah
20-03-2004, 10:56 AM
im with tower

as much mods as i want :)

mines garaged & a 5star alarm...like pescha everything is insured with them

im 22/male & pay $11 a week :)

Pescha
20-03-2004, 10:52 PM
They didn't ask me what type of alarm, but for the books its a Uniden twin demobilser!

Cheers!

SGHOM
20-03-2004, 11:08 PM
im with tower

as much mods as i want :)

mines garaged & a 5star alarm...like pescha everything is insured with them

im 22/male & pay $11 a week :)
$11 per week !!! just done quick calculation, & thats just over £205 per year !!!
In the UK, you will not get insurance for less than £600, & more like £1000 +
I'm emigrating !! :$

nz_vr4_nz
21-03-2004, 04:24 AM
ami is charging me $126 a month!!!!! And its completly stock!! insured for $18500...
But Ive got no other insurances and no "no claims bonus"
But im 27 so over 25!
no alarm yet either
how would I find Norwich???

Pescha
21-03-2004, 05:24 AM
Aue! Thats alot!! Anyway I went through the bank for my insurance click Here (http://www.bnz.co.nz/Personal_Solutions/1,1184,1-5-22-125,00.html) to see what that gives you. I really hope that helps!!

Cheers,
Pescha!

KiwiTT
21-03-2004, 10:06 PM
ami is charging me $126 a month!!!!! And its completly stock!! insured for $18500...
But Ive got no other insurances and no "no claims bonus"
But im 27 so over 25!
no alarm yet either
how would I find Norwich???

Once the no claims bonus kicks in it will drop.

I am with AMi and I pay about $15.00 per week.

tunes
22-03-2004, 01:09 AM
I had 'TUNES' fully insured through the AA. I won't let you know how much i was paying as it wasn't the cheapest around since i am under 25. Some amazingly cheap monthly payments listed above!

nz_vr4_nz
22-03-2004, 03:45 AM
Just rung BNZ and they will insure my stock VR4 for $92.42/month without alarm and $86.07 /month with alarm..
Hey KIWI!! did any off your mods make them nervous or affect the premiums?

Pescha
22-03-2004, 10:54 AM
Well that blows me away big time. Obviously I have a really good deal! Sorry I couldn't help anymore!

Cheers,
Pescha!

KiwiTT
22-03-2004, 10:11 PM
Just rung BNZ and they will insure my stock VR4 for $92.42/month without alarm and $86.07 /month with alarm..
Hey KIWI!! did any off your mods make them nervous or affect the premiums?

They didn't even ask about. I am a long time customer and they probably respected my choice. I did say it was a VR-4, and they didn't care. To them it is just an ordinary "Galant". Maybe because they could see on my insurance history 3 others.

dickytim
23-04-2004, 01:25 AM
my insurance is $150/month, with $10,000 worth of car audio in it

i3ooyah
23-04-2004, 06:03 AM
yay someone that likes car audio as well

got any pics of your ride?

newsboyben
23-04-2004, 12:55 PM
Hi...i got my 97 vr4 sedan with 18's ,lowered,BOV, adjust boost through NZI i'm 25 and it $29.50 a month with roadside assist. and only a 300 excess...worth a try as AMI didn't even want to know me as it was the first time i had a car insuered in my name

nz_vr4_nz
25-04-2004, 09:04 PM
I just hooked up with NZI (97 VR4 galant) stock standard and they charge me $40 a month with roadside assistance and same excess...bro! you just less than $30 a month! thats awesome for all your mods.

dickytim
25-04-2004, 11:11 PM
no picks yet, the gear is going in this week end all things going to plan