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HMG1K
07-04-2011, 01:55 PM
So, there I was watching TV last night minding my own business. I'd left my Galant outside in the street instead of on the driveway - suddenly BANG! I ran to the window, lots of folk were on the pavement, cars still passing, outside. Upon further investigation, a cyclist rode full speed into the back of my parked car!

He was blinded by the stingingly bright sun - the resulting damage is below. His helmet saved him, just a graze to his eye. Bumper and boot lid knackered - his front tyre and wheel were fine, not even buckled!

He's admitted responsibility, so off to Mitsubishi later for a quote on bumper, boot lid, spray job, etc. I reckon I'll be around £2.5 > £3k. A boot lid was, from memory £800 + VAT many years ago, plus fitting, parts (locks, etc) swapped over and without paint and preparation.

Anyway, every one is fine - I'll be claiming from his insurance, be it bike insurance, contents insurance, motor insurance - or plain cash. :-)

miller
07-04-2011, 01:59 PM
jeepers he did some damage!!

BraindG
07-04-2011, 02:03 PM
bloody hell, how fast was he going to do all that damage?!

Hope the repairs goes smoothly for you.

HMG1K
07-04-2011, 02:03 PM
And his cycle undamaged!

Just heard from the guy - he has cycle insurance, so every one is happy! At least he was one of the better 'breed; of cyclists and not one of these spanners who doesn't take care out on the highways and byways. :-)

sky insurance
07-04-2011, 03:36 PM
Christ on a bike!!!!

Atik
07-04-2011, 04:03 PM
Ouch! Glad its being sorted Philip.

Pastor of Muppets
07-04-2011, 05:19 PM
something simular happened to me a few years back except i was in reverse at the time!

Wobble
07-04-2011, 06:23 PM
something simular happened to me a few years back except i was in reverse at the time!

was in a friends car many years ago and same happened to be apart from the bike was in reverse

HMG1K
07-04-2011, 07:46 PM
Just waiting on the quote through from Mitsubishi's body shop. The guys at SMC couldn't believe a bicycle caused that damage - and the service guy was gutted for me as he said "I love your car" Awwwwwww! :-)

Anyway they thust a Mitsubishi Accident Care leaflet in my hand where by it guarentees genuine parts are used, free courtesy car, nationwide recovery, guaranteed workmanship and paint, etc. You call a number and they look after everything for you. Sounds good, all questions answered in the Q&A on the back but will check it out more. I'll be using approved body shop, guaranteed workmanship and pants, etc, will get a free car for the duration ( to go with the Mondeo I already have for my paint spill thanks to B&Q ruining my leather and floor carpet!)

Humpty's Revenge
07-04-2011, 09:57 PM
I'll be using approved body shop, guaranteed workmanship and pants, etc, will get a free car for the duration ( to go with the Mondeo I already have for my paint spill thanks to B&Q ruining my leather and floor carpet!)


Philip you really are not having a lucky time at the mo bud. That really is a cracking car dude. Hope they do you great job & not pants /woot

HMG1K
07-04-2011, 10:11 PM
Hehehe, Thanks, Steve!

They really do guarantee their pants.... I did ask if it was the same guarantee for the ladies knickers they supply, as an option, but they said they come with only a limited warranty! Hehehe!

Humpty's Revenge
08-04-2011, 07:51 AM
Hehehe, Thanks, Steve!

They really do guarantee their pants.... I did ask if it was the same guarantee for the ladies knickers they supply, as an option, but they said they come with only a limited warranty! Hehehe!

Thing is though Philip the woman`s underwear come from C&A, so they know which way round they fit.

Hope they do a good job though dude, post up some pickies when its done mate.

elnevio
08-04-2011, 01:12 PM
Can't believe how much damage one cyclist has managed! :o

Also can't believe how much bad luck you're having with accidental damage recently!

And definitely can't believe on the other hand how much GOOD fortune you are getting with the fact that all the other parties involved are coughing up!

It's just all :unbeleeva


It'll be looking as good as new again pretty soon, I'd say! :sunny:

kingrat
08-04-2011, 01:36 PM
Bloody hell wot was he riding. Was it made out off scaffold poles

HMG1K
08-04-2011, 04:24 PM
Gang, thank you for your kind comments and support, it's much appreciated.

I've just received the quote back from the Mitsubishi approved body shop - shockingly cheap - including parts, labour, paint, the lot - DRUM ROLL!!!!!! £1,638 including VAT!

We all love photos - so here are the latest batch from yesterday afternoon at the body shop, photos its assessor took to illustrate the quote.

Forgive the filthy car - it hasn't had its TLC this year... yet! :-)

elnevio
08-04-2011, 05:40 PM
There *should* be dents in the roof and bonnet, from where the cyclist *should* have been bouncing over the top of your car! /bounce

Kujoy
08-04-2011, 07:49 PM
I have been one of those cyclists, in fact ive hit cars twice, metros both times (was a while ago) Third time hit a skip and gave up cycling after that.

Sent from my Desire HD using Tapatalk

Spirit
08-04-2011, 08:12 PM
Bloody hell ! Glad it's all being sorted mate, but at that cost is there a chance they will write the car off ?

HMG1K
08-04-2011, 08:27 PM
Thanks, Pete. Looks bad. Just had the car washed and it looks lush, aside from the back!

Car is insured under an agreed value policy of £6k, costs me £34.00 a year more, so it'll be fine. I say that as the interior that needs replacing after a negligent DIY store's spill of White gloss over my footwell carpet and leather seat has come to £2.5k plus free rental of a Mondeo, which I've had for a month now and counting as a lack of parts from Japan, all being paid for by the DIY store's insurance. There's a thread undress the FS section where I am giving away the carpet and seat for free. See the damage pictures there!

An unlucky month for me over the last four weeks but lucky that it is not costing me or my insurance a penny.

jock
08-04-2011, 08:37 PM
unlucky mate nice motor..... at least your still laughing about it
:bump2:

Humpty's Revenge
09-04-2011, 08:29 AM
I have been one of those cyclists, in fact ive hit cars twice, metros both times (was a while ago) Third time hit a skip and gave up cycling after that.

/Hmmm And you drive /JawDroppi

HMG1K
09-04-2011, 08:12 PM
Folks, I may have a 'live one' on my hands with this cyclist!

So, I sent him the quote for repair Friday afternoon and requesting his insurance details by return email. He had promised to send me the details on Thursday once he'd checked his excess. Anyway, 24 hours pass since he received the quote with no response. I emailed again this afternoon requesting his insurance details and asked did he receive the quote. Within 30 minutes I heard back from him saying he's sleeping lots as he's on medication and that he will respond on Monday. Hmmmm, I must of caught him between winks! He must of been in shock that the repair isn't within his excess and it is £1,700!

Roll on Monday. No response by 1pm and I'll get heavy with the 'big guns' and proceed legal action.

Happy weekend, folks!

I'll get pictures of my billion times cleaner looking car on here soon on this thread!

Louis
09-04-2011, 10:27 PM
he must be pretty shaken up, (not just with the quote!), probably taking it easy on meds, he must have been going quite fast, and I guess he didn't brake?, so he will be feeling sore, prob resting over weekend, hope it all works out.

Humpty's Revenge
10-04-2011, 09:46 AM
Careful he does`nt get the jitters Philip & try to blame you for parking it where you did. Any excuse from him he will try.

Hope he does honor his word though dude!

HMG1K
11-04-2011, 03:50 PM
Folks...

I was going to show you these photos of my lovely clean Galant - still with the rear damage detailed earlier in the post:

HMG1K
11-04-2011, 04:02 PM
...however, since the sun has come out and beating down on the car, the impact the cyclist made by hitting the rear screen and rolling over the rear screen to the pavement has resulted in the following images - a shattered window!

The sound of the screen as I type is that of standing next to a bowl of Rice Crispies in cold milk!

Anyway, car is off to the dealership's body shop now where it will stay until the cyclist's insurance pays up - and the parts come from Japan! I will be driving the Ford Mondeo, thanks to the big DIY Store who spilt paint over my leather and whatever his insurance give me :-)

Atik
11-04-2011, 04:23 PM
Sorry Philip, I'm getting confused... the cyclist hit the rear and obviously hit the screen. I take it that the rear screen didnt break at the time, and since the sun has come out and heated up the car, the change of temperature has shattered it?

And its past 1pm on Monday now, any update from the cyclist and/or his insurance?

Wodjno
11-04-2011, 04:39 PM
Sorry Philip, I'm getting confused... the cyclist hit the rear and obviously hit the screen. I take it that the rear screen didnt break at the time, and since the sun has come out and heated up the car, the change of temperature has shattered it?

And its past 1pm on Monday now, any update from the cyclist and/or his insurance?

I would say it was probably chassis twist or an inquisitive finger /Hmmm

HMG1K
11-04-2011, 04:47 PM
Sorry Philip, I'm getting confused... the cyclist hit the rear and obviously hit the screen. I take it that the rear screen didnt break at the time, and since the sun has come out and heated up the car, the change of temperature has shattered it?

And its past 1pm on Monday now, any update from the cyclist and/or his insurance?

Yep, that's right Atik. Rear screen fine - then it just 'popped'. Reception, here at work, were by the front door and the car was 6 feet away from them when they said it just 'popped'. The impact where the shatter has happened is exactly where the cylist said at the time he went rolling over the car, landing on the screen as he continued to fall on the pavement.

I've heard from him, I've his insurance details. I've rung the insurance, am submitting my claim - although this won't be an easy ride. His insurers are already trying it on by saying I have to "mitigate my costs" by using the cheapest and non-approved body shop and parts (legally incorrect in my situation); that I am obliged to report it to my insurers (again, in my situation legally incorrect) and that they'll write to their insured and ask him to submit a claim, if he doesn't then tough. Again, incorrect legally and otherwise.

At least the police came out and have a full statement of him admitting full responsibility and liabillty (I heard him give his statement) and the same in writing to me in an email the following day.

elnevio
11-04-2011, 06:16 PM
Hope the journey is not too bumpy!

Crazy having the window just go like that! :O

davcom1
11-04-2011, 08:08 PM
Blimmin 'eck that is one hell of a month for you! First the inside, now the outside!?

Sorry about the bad luck you're having but at least it sounds like you'll come out of it with some nice new shiny bits :)

I too have ridden straight into the back of a car in my teens. Trouble was that it was a Land Rover pickup although I wasn't doing the speed this guy was at either!

HMG1K
27-04-2011, 03:26 PM
A quick update - I heard from the cyclist's insurance today. They're all set to approve all the work to the car, including the rear screen and are expecting to give the go ahead early next week. The cyclist will pay the body shop his £500 excess and his insurers the rest.

A happy turn of events!

Humpty's Revenge
27-04-2011, 04:51 PM
A quick update - I heard from the cyclist's insurance today. They're all set to approve all the work to the car, including the rear screen and are expecting to give the go ahead early next week. The cyclist will pay the body shop his £500 excess and his insurers the rest.

A happy turn of events!

Well what a great result Philip especially after thinking he was starting the old run around, I bet your chuffed dude? Any joy about the other mishap?

Nick Mann
27-04-2011, 05:37 PM
Glad it's getting sorted. These things are always a PITA but at least the guy had insurance and is picking up the bill. Hope it gets sorted without too much more aggravation.

HOODY
28-04-2011, 12:01 AM
good to hear you got it sorted

HMG1K
28-04-2011, 05:36 AM
Thanks folks! Much appreciated!


Well what a great result Philip especially after thinking he was starting the old run around, I bet your chuffed dude? Any joy about the other mishap?

The other mishap - the paint spill - I'm still waiting on the parts to come from Japan! Six weeks and counting! Still have the rental Mondeo, thanks to the DIY chain, that I'm driving around in.

I'm guessing once sign off comes on the cyclist damage it may be another month for the parts to come at least. Dealer quotes 21 working days and that was before the earthquake and tsunami. If the interior comes before the exterior parts, then I'll get the dealer to hold off from sorting the interior until the exterior is done otherwise there'll be glass residue over the new interior bits when the body shop comes to take the rear screen out completely. What I'll do is give back the Mondeo (which I'll have to) and hire a new car. The cyclist's insurance has already authorised a like-for-like hire car while mine is off the road, so the two will dovetail nicely.

I do miss driving my Galant! :-)

HMG1K
23-06-2011, 08:50 PM
Hi gang!

Well, two months on, today I signed off my car at the body shop! Photos below!

I drove it all of 100 yards to the Mitsubishi dealership to now undergo the interior rip out in and reinstall! Just this week Mitsubishi informed me they can no longer get hold of the Elegance leather seats - so the insurance is paying for a leather specialist to come in to clean and restore the seat.

aboo
23-06-2011, 08:53 PM
Glad you'v got it sorted & your getting the seats done/yes

horndog
23-06-2011, 08:53 PM
Looks good in the photos, did they get it to a good standard first time?

HMG1K
23-06-2011, 08:59 PM
Thanks, folks! Andy - a great standard! It needs a damn fine polish all over now to get it gleaming properly!

Atik
23-06-2011, 10:57 PM
Hope they get the seats as good as the bodywork has been worked on.

Good progress Philip.

e5dcb
24-06-2011, 12:01 AM
Looks great - shame about not getting new seats though. Hope the can get them very clean.!

HMG1K
09-08-2011, 07:43 PM
Hi gang! Five months and a week after the cyclist went into the back of me, I now have my car back! It has been at the main dealer, 100 years down from the body shop, for the last month whilst they fitted my new interior and restored the leather seat after the gloss paint spill.

Goodbye Ford Mondeo and hello Galant!

I am so happy to be driving her again!

Humpty's Revenge
09-08-2011, 07:44 PM
/ttiwwop

HMG1K
09-08-2011, 07:46 PM
Good production point - I'll go and take some now! :-)

Humpty's Revenge
09-08-2011, 07:48 PM
Fine chap Philip

HMG1K
09-08-2011, 10:01 PM
Here are some freshly taken shots. It was the passenger seat and carpet, plus floor mat, which was covered in gloss paint. And the rear was crunched by the cyclist. All fixed!

There are other photos of the finished car on page 2 of this thread, and the accident shots on page 1.

I didn't know how much I missed driving the Galant until I got her back, and the purrrrr of that V6 engine! :-)