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Scanny
24-04-2013, 10:27 PM
how does it work over there? i have just been watching a police program in NZ and a guy was over the drink limit but he was under 20 and driving a turbo impreza. that combination just doesnt happen here due to insurance costs. fortunate in a way since most of them cant handle a 1 litre car but still hugely different to the systems that we have
SEAN-NZ
25-04-2013, 01:45 AM
not much to it, although its a lot cheaper here, 20, paying 1100 i think a year for the vr4 insured for 6k, dont know what third party would cost for the car, i imagine substantially less, dotn even have to legally have it, although third party should be a minimum, especially in case of an at fault accident, depending on how old you are and the car, and your drving history ie speeding fines, some companys wont touch you, although there are a few, im with nac, a mates with club auto, although he only has a na s13, but he once crashed into a house due to reckless driving
Subaru ETA
25-04-2013, 02:15 AM
Yea you will find he probably doesn't have insurance, or it's insured in his parents name
SEAN-NZ
25-04-2013, 05:48 AM
if its insured with him, his premiums will go up now lol, understandable, i wouldnt want to insure someone with a dic charge
Scanny
25-04-2013, 01:58 PM
the car didnt belong to him. he just drove it back for the owner who for whatever reason, didnt want to drive. the police had a checkpoint set up and this guy was unlucky enough to come along when they were about to pack up. the said the car was too low and had no gap between the tyres and arches? something like that! breath tested him and he failed. 300 odd when the limit at his age is 150? the car owner managed to pass the breath test and wound up driving her car home with the guy who was driving it for her

over here that would be a 12 month ban plus a 10 year black mark on your driving record which most insurance companies wouldnt touch
sky insurance
25-04-2013, 03:47 PM
Yea you will find he probably doesn't have insurance, or it's insured in his parents name

That's also sounds familiar
Adie
25-04-2013, 09:57 PM
If he was under 20 it's zero tolerance

http://www.nzta.govt.nz/resources/roadcode/about-limits/alcohol-and-drugs-limits.html
Subaru ETA
25-04-2013, 10:01 PM
The zero tolerance law came in recently. If he was watching the show in the UK, it was probably a few years old
Adie
25-04-2013, 10:35 PM
Fair enough I didn't think of that.
SEAN-NZ
26-04-2013, 09:37 AM
it is zero tolerance, but, under 150, its just demerits and fine, i think its $400 and 50 demerits out of the 100 you're allowed, above 150 is drink driving charge, 400 for people over 20
Evolved
27-04-2013, 10:10 AM
i love the insurance in this country.

im 26.. and for a years cover, its about $400. CRAZY!!!

back in the UK i'd be paying over $4000 probably!

glad i left. hope i can stay. /flagnz
Scanny
27-04-2013, 12:33 PM
what does $400 translate to in £? my renewal quote is £532 which i am quite happy with considering the mods i have and its not much different to what i paid on the V6
wintertidenz
27-04-2013, 01:17 PM
About 220 GBP.
Evolved
27-04-2013, 04:34 PM
thats very cheap, how old are you Richie??

if thats not rude to ask:D
Tanga
09-06-2013, 01:12 AM
I just got my VR4, 97 Galant. $25 fortnight for full cover with a $300 excess, and i'm 22. Insured for 5k.

I work in rental cars and once went to give a young guy from the UK a Camry, he didn't want it because he had never driven a car that powerful as he had never been insured to drive a car over 2000cc. Found that funny since I was the same age and had driven Evo's etc before when I was 17. Not uncommon to see guys as young as 16 on their restricted driving cars 300+ hp cars in NZ.

Not compulsory to have ANY insurance in NZ so much different to the UK.
Myke
22-08-2013, 10:49 AM
I just got my VR4, 97 Galant. $25 fortnight for full cover with a $300 excess, and i'm 22. Insured for 5k.

With who for that price. I tried asb after they insisted to quote me. they wanted $54 a fortnight for full insured for 4k and $16 for 3rd party. I walked out laughing.
Bender
22-08-2013, 11:01 AM
I'm with AA, Paying just under $580 a year for full cover, Most of the mods are listed, car is insured at $5000 agree value with $1500 for my mags with $500 excess.
Tanga
22-08-2013, 11:15 AM
Thts with BNZ, but I had third party on my corona for like 3 years so now i have a 65% no claims mwhahahahaha
Subaru ETA
22-08-2013, 09:08 PM
Lol I pay $45 a month for my corvette!!
Badger_01
22-08-2013, 10:03 PM
Wow lol. I pay $44 every fortnight with NAC, cars insured for $6500 I think. I dont mind since I had previous driving things like speeding, passengers on my restricted and a DIC lol. But also its a lot cheaper now tha Im not living in Auckland
Tanga
23-08-2013, 12:04 AM
Wow lol. I pay $44 every fortnight with NAC, cars insured for $6500 I think. I dont mind since I had previous driving things like speeding, passengers on my restricted and a DIC lol. But also its a lot cheaper now tha Im not living in Auckland

Badger are you going to that Paloris meet down there?
Badger_01
23-08-2013, 06:19 AM
Badger are you going to that Paloris meet down there?

Paloris meet? lol
Tanga
23-08-2013, 07:02 AM
Paloris meet? lol

https://www.facebook.com/events/218610384958198/

This Sunday
Badger_01
23-08-2013, 07:16 AM
https://www.facebook.com/events/218610384958198/

This Sunday

Oh nah screw that lol.

Though it would be a good way to meet people, but in saying that Im not one to go rocking up to a meet when I dont know anyone. And plus I got a weird knock when I came off a round about so will be investigating that lol