View Full Version : VR4 Insurers Poll
Spirit
03-04-2005, 11:08 PM
I think it would be good to get a list going of who is with which insurance company for their VR4. We could use this info to negotiate a better discount scheme with one or two companies to add yet another benefit for fully paid up members. If we have a discount scheme in place then we can get them to email us to confirm the applicant is a full member.
So, please can you post the following info in this format:
Current Insurer:
Age:
N.C.B. :
Modified/Standard VR4:
Cost:
Postcode:
With this info we can guage which companies seem to like modified/standard cars, what age groups etc and then start negotiating.
Spirit
03-04-2005, 11:09 PM
Current Insurer: Lifesure
Age: 35
N.C.B. : Maximum
Modified/Standard VR4: Modified
Cost: £600 inc protected NCB
Postcode: PL7 ***
Wodjno
03-04-2005, 11:32 PM
Current Insurer: Lifesure
Age: 38
N.C.B. : FULL/GUARANTEED
Modified/Standard VR4: Modified
Post Code: PE2
£465 ..
Max 5000mls per Annum
Jane-
Current Insurer: NFU Mutual
Age:35
N.C.B: Maximum
Modified/Standard VR4: Modified
CV22
£700
Marcus-
Current Insurer: NFU Mutual
Age: 34
N.C.B: Maximum
Modified/Standard: Modified
CV22
£590
Both have protected no claims and both are covered for business use. No mods are declared as the NFU don't require them.
Kieran
03-04-2005, 11:45 PM
It may be an idea to include postcode in this survey too? As different companies "weight" areas more heavily than others?
jerryd_33
04-04-2005, 12:38 AM
Current Insurer: Marker study ( through A-plan )
Age: 36
N.C.B. : 3Yrs
Modified/Standard VR4: Standard ( like hell !!!! )
:2thumbsup
They were cheaper than AdrianFlux!!!!!!!!!!
Axeboy
04-04-2005, 08:27 AM
Current Insurer: Elephant
Age: 25
N.C.B. : 2yrs
Modified/Standard VR4: Standard /yes
bernmc
04-04-2005, 08:31 AM
Current Insurer: LifeSure
Age: 35 (How rude!)
N.C.B. : Full
Modified/Standard VR4: Std
Cost: £498 inc protected NCB
Postcode: CV11 where everyone shags their cousins
Think its worth including the cost...?
ritch_w
04-04-2005, 08:40 AM
Current Insurer: LifeSure (NIG)
Age: 33
N.C.B. : Full
Modified/Standard VR4: Std
Cost: £589 inc protected NCB
Post code: KA21
Spirit
04-04-2005, 11:45 PM
Guys - by all means add your postal code and cost if you like - thanks for the replies so far.
Big Ian
05-04-2005, 12:06 AM
Current Insurer :: more than
AGE :: 35
N.C.B. :: Full/protected
Modified/Standard :: modified
Cost :: £360
Post code :: G82,***
i know it's only a GLS /yes
(added for future reference for either V6 or VR4 ownership)
BraindG
05-04-2005, 12:15 AM
Current Insurer: Tesco :inquisiti
Age: 29
N.C.B. :Max
Modified/Standard VR4: Mod
Kieran
05-04-2005, 08:17 AM
Current Insurer: Admiral
Age: 25
N.C.B. : Full & Protected
Modified/Standard VR4: Modified V6 Sport. Spoiler & Exhaust declared
Cost: £650 inc protected NCB & Business Use
Postcode: NG19
Might also be worth listing modifications? I imagine the number/type of mod will load a premium differently. :inquisiti
Nick Mann
05-04-2005, 01:48 PM
Current Insurer: Keith Michaels
Age: 30
N.C.B. : Full, Not Protected
Modified/Standard VR4: Modified.
Cost: £800 with £500 x/s.
Postcode: B97
paulmc
07-04-2005, 03:22 PM
Current Insurer: Lifesure
Age: 38
N.C.B. : Full Protected
Modified/Standard VR4: Exhaust, Filter and Wheels
Cost: £362
Postcode: AB45
Spirit
07-04-2005, 10:28 PM
Might also be worth listing modifications? I imagine the number/type of mod will load a premium differently. :inquisiti
Don't want to go to OTT on this - just wanted a general picture so we can present some numbers to people like Lifesure.
strangebat
07-04-2005, 10:51 PM
Current Insurer: Lifesure
Age: 31
N.C.B. : Full Protected
Modified/Standard VR4: lightly modded
Cost: £500ish with wife on policy
Postcode: G84
There seems to a trend developing here, surely its time we had an official deal with Lifesure.
Geordie Iain
08-04-2005, 08:08 AM
Current Insurer: Bell Direct
Age: 27
N.C.B. : 8 yrs
Modified/Standard VR4: Standard
Cost: £800
Postcode: NE23
je077
10-04-2005, 09:38 PM
Current Insurer: Lifesure
Age: 35
N.C.B. : Full Protected
Modified/Standard VR4: STD VR4
Cost: £594
Postcode: SO16 ***
Nick VR4
10-04-2005, 09:43 PM
Current Insurer: Pace Ward
Age: 46
N.C.B. : Full Protected
Modified/Standard VR4: STD VR4
Cost: £600
Postcode: FY7 ***
Current Insurer: Lifesure
Age: 38
N.C.B. : Full
Modified/Standard VR4: All mods declared
Cost: £768 - reduced to £625 after cheaper quote from Pace Ward
Postcode: DT11
Just renewed today for May 1st - we were with Endsleigh, who would have more than DOUBLED our premium this year to £1,350 - was it something we said :anxious:
bensonsnuts
21-04-2005, 11:36 PM
Current insurer ...Liv/Victoria
Age .........classified.....alright then..41
NCB 75% protected
They won't accept modified cars unfortunately
Premium £375
Postcode TS5
The policy can be increased to include a 2nd car with the same 75% discount.
i.e I have a Toyota Surf on the same policy ...total cost £650ish
Policy is protected & covers me & the wife , so I can have them both on the road at the same time. Unfortunately she chooses to drive a Punto :joker:
Current Insurer: Admiral
Age: 33
N.C.B. : Full
Modified/Standard VR4: standard
Cost: £360
Postcode:DG1
ritch_w
11-05-2005, 09:33 AM
Current Insurer: Admiral
Age: 33
N.C.B. : Full
Modified/Standard VR4: standard
Cost: £360
Postcode:DG1
is that post code Glasgow or dumfries & galloway???
ritch_w
11-05-2005, 08:05 PM
Dumfries & Galloway
excellent :thumbsup: another one for the scottish mini meet then??? /yes
tig202
12-05-2005, 12:10 AM
Current Insurer: Sky
Age: 33
N.C.B. : Full protected
Modified/Standard VR4: standard with wife allowed to drive
Cost: £461
Postcode SY
Current Insurer: IAM Select
Age: 23
NCB: 1
Standard GLS
Cost: £1480
Postcode: OL3 at time of policy renewal
I have a quote for £808 for my next renewal though, at postcode HD7.
andy43
27-07-2005, 03:58 PM
Current Insurer: Aon group policy
Age: 35
N.C.B. : 9+ years but one £13k claim on a classic policy
Modified/Standard VR4: Standard UK car with wife allowed to drive (yeah right)
Cost: £863
Postcode: M20 (high risk alledgedly)
Lifesure were the most helpful and the cheapest of the usual quotes at £968, Pace Ward were £1550, and some went up to £1700, but our current insurers (who insure our cars on a group policy for my wifes work) quoted me £800-odd about a month ago, phoned up this week and they quoted £1359 ?!? Fair enough, asked them today to put it on risk and the quote went down to £863. Go figure. Subaru Forester was £1100. Woop-de-doo. :happy: :happy: :happy:
Darren
28-07-2005, 11:19 AM
Current Insurer: Link via tett hamilton
Age: 34
NCB: 3
Modified/Standard VR4: Standard
Cost: 990 + 500 mandatory excess
Postcode: NE5
Current Insurer: not sure but will update once known
Age: 30
NCB: full (8 years I think)
Modified/Standard VR4: Standard but can have mods at no extra cost
Cost: 800 + 150 excess
Postcode: TW10
jalford
28-07-2005, 12:59 PM
Current Insurer: Lifesure
Age: 30
N.C.B. : 5+ I think
Modified/Standard VR4: Standard
Cost: £650
Postcode: B74
Legnum Lad VR4
28-07-2005, 02:23 PM
I am a member of a skoda forum (i was looking at an octavia VRs) and thay have a club insurance with this company
Chris Knott, Club Insurance Scheme
this is thew link to the bit about it
Skoda insurance scheme (http://www.briskoda.net/cms/BRISKODA_Partners/AffiliationDeals/Chris_Knott%2C_Club_Insurance_Scheme/)
it might be an idea to try them they are ment to be quite good for clubs :)
just an idea
dont have a car yet but i got a quote
Quote Elephant.co.uk
age 21
NCB 3years
Standard Legnum VR4
quote £980
postcode fk66ph
Senator
28-07-2005, 02:44 PM
Current insurer : Lifesure
Age : 49
N.C.B. : max
Standard VR-4 protected NCB with spouse who has 6 points
Cost : £351
Postcode : PR 26
RESULT !!! :thumbsup:
am2801
29-07-2005, 02:34 PM
current insurer: Nat West Nat West
age: 34 39
N.C.B: Full Full
Galant 1.8 gls(T.I.C) alloys/ £1500 stereo cover Mondeo 2.5 v6 24v std
Nil excess Nil excess
Fully comp Fully comp
£298 £430
(mine) (his)
I know neither is a vr4 but it might be worth looking. That's why I gave both examples
also neither is fitted with a decent alarm system.
richy rich
29-07-2005, 03:58 PM
Current Insurer: Lifesure
Age: 35 @ spouse
N.C.B. : 3 years
Modified/Standard VR4: Standard i think?
Cost: £750
Postcode: st10
richy rich
29-07-2005, 04:02 PM
[QUOTE=
Quote Elephant.co.uk
age 21
NCB 3years
Standard Legnum VR4
quote £980
postcode fk66ph[/QUOTE]
thats good for your age
richy rich
29-07-2005, 04:16 PM
I think it would be good to get a list going of who is with which insurance company for their VR4. We could use this info to negotiate a better discount scheme with one or two companies to add yet another benefit for fully paid up members. If we have a discount scheme in place then we can get them to email us to confirm the applicant is a full member.
So, please can you post the following info in this format:
Current Insurer:
Age:
N.C.B. :
Modified/Standard VR4:
Cost:
Postcode:
With this info we can guage which companies seem to like modified/standard cars, what age groups etc and then start negotiating.
when do u think y mite be talking to them as mine is due soon.
Smokinmasta2
29-07-2005, 04:29 PM
Current Insurer: Tesco
Age: 39
N.C.B. : Full + Protected
Modified/Standard VR4: STD VR4 + alloys declared cat 1 cert required.
Cost: £646
Postcode: PE37 ***
Smokin.........
Legnum Lad VR4
29-07-2005, 04:39 PM
Quote Elephant.co.uk
age 21
NCB 3years
Standard Legnum VR4
quote £980
postcode fk66ph
thats good for your age
tell me about it :evil2: dont have one yet but thats the kind of prices i am getting couldnt beleive it
richy rich
20-08-2005, 10:56 AM
Current Insurer: Lifesure NIG
Age: 35 and wife
N.C.B. : 4yrs protected
Modified/Standard VR4: Standerd ( I think)
Cost: £654 inc protected NCB
Postcode: ST10
Just renewed with Life Sure. Were very helpful but only after they sent us a crazy quote and wife gave them a few choice words. Also mentioned the club which they knew all about and are keeping an eye on. Just goes to show what a bit of persistance can achieve. :rolleyes4
Last years premium £750 not protected this year before phonecall £ 823 not protected /grr
DUNLY
23-08-2005, 07:48 PM
Current Insurer: Elephant
Age: 23
N.C.B. : 3 Years
Modified/Standard VR4: standard with mother and father
Cost: £649
Postcode KA
sydkhan
24-08-2005, 12:01 PM
Current Insurer:Norwich Union Direct
Age:57
N.C.B. :5+
Modified/Standard VR4: Standard+2 sons age:21 and 25
Cost: £1106
Postcode: M13
Danny Boy
24-08-2005, 01:43 PM
Current Insurer: Admiral
Age: 25
N.C.B. : 5 yrs
Modified/Standard VR4: STD VR4
Cost: £540
Postcode: NR17
Also includes my 22 year old girlfriend!!! I thought all my Christmas' had come at once!
ariddell
24-08-2005, 04:36 PM
Current Insurer: Sky Insurance
Age: 25
N.C.B. : 7 yrs
Modified/Standard VR4: Lightly modified (HKS Induction, Alloys)
Cost: £996
Postcode: SE10 (Watch the insurers run for the hills)
Sky were the only company i found coming in sub 1000 and without insisting i have an armed guard watch the car at all times and keep a hungry tiger in the boot due to the SE London postcode.
Pretty happy even if it is still a hell of a lot of cash.
pezza
24-08-2005, 07:06 PM
Current Insurer: Sky Insurance
Age: 25
N.C.B. : 7 yrs
Modified/Standard VR4: Lightly modified (HKS Induction, Alloys)
Cost: £996
Postcode: SE10 (Watch the insurers run for the hills)
Sky were the only company i found coming in sub 1000 and without insisting i have an armed guard watch the car at all times and keep a hungry tiger in the boot due to the SE London postcode.
Pretty happy even if it is still a hell of a lot of cash.
Thats remarkable for SE London postcode!!! :thumbsup:
Big Ian
01-09-2005, 06:15 PM
just had a quote for a Ralliart, saloon,2000,X reg VR4 (not got it YET!) from Lifesure.
i thought at first it was to much £ but now ive saw what you lot are paying i now feel it's fairly good /yes
my GLS is £360 + protected bonus..........the VR4 is £614 + protected bonus :inquisiti not 2 bad....not 2 bad at-all /Hmmm
Wodjno
01-09-2005, 08:45 PM
just had a quote for a Ralliart, saloon,2000,X reg VR4 (not got it YET!) from Lifesure.
i thought at first it was to much £ but now ive saw what you lot are paying i now feel it's fairly good /yes
my GLS is £360 + protected bonus..........the VR4 is £614 + protected bonus :inquisiti not 2 bad....not 2 bad at-all /Hmmm
Thats reasonable Ian, have you got full No Claims. Also think about declaring your mileage if you don't do to much. Alot of people pay way to much for there car insurance when they don't declare to the insurance company the low mileage they do .. If you do 5000 or less it will make a big difference.. I know your a Wee Bit younger than i but mine came in at just over £500 with all mods declared. Is your area high risk ??
Current Insurer: NIG
Age: 30 (also Becca as second driver)
N.C.B. : full
Modified/Standard VR4: standard
Cost: £780 With NCB cover
Mileage restricted to 5,000
Postcode: TN24
EXCESS: £450
Could you all mention what excess you have to pay as I reckon it makes a major difference
ghanda
02-09-2005, 11:10 AM
Age 37 - just me driving. No points or endorsements for 10 years.
Postcode RG7 (Reading).
Kept in locked-Garage, Cat 2 Alarm.
NCB: 1 year on One car, 7 years on the other. Replacing the one year NCB.
'97 Legnum, decat & exhaust.
Lifesure: £433 (£160 XS)
PaceWard £400 (£300 XS)
Paceward also include trackday insurance option at £60 a time. I found them really helpful. 01782 286 311 and speak to Chris.
timiano
31-10-2006, 05:25 PM
Hi, brand new here, compliments of Ritchy_W who is selling me his 99 Ralliart Legnum. Thanks to this thread, I've managed to go from very worried, to very pleased. I know its resurrected from over a year ago, but many thanks.
Been quoted a mixed bag today. Listed in order of greatness:
Lifesure: 545
Endsleigh: 611
Elephant: 650
A Flux: 960
Tesco: 1560
Sky: Wouldn't insure :(
So I'm going with lifesure, details below:
Age: 29, Wife 31 (1xSP50, 2xSP30 respectively, no accidents)
Postcode: WA4 (Warrington)
Kept: On public road, Cobra Cat alarm + Tracker
NCB: 7 years
Car: '99 Legnum VR4 with OZ 17" superleggara, all the rest stock (for now)
Mileage: 8000
Price: £545, including NCB protection for life, 90 days European cover, £200 excess, usual gubbins.....
Made up,...cheers guys. Can't wait for Friday!
soapy1978
31-10-2006, 05:40 PM
Current Insurer: Sky Insurance
Age: 25
N.C.B. : 7 yrs
Modified/Standard VR4: Lightly modified (HKS Induction, Alloys)
Cost: £996
Postcode: SE10 (Watch the insurers run for the hills)
Sky were the only company i found coming in sub 1000 and without insisting i have an armed guard watch the car at all times and keep a hungry tiger in the boot due to the SE London postcode.
Pretty happy even if it is still a hell of a lot of cash.
want to ring them up again as i just got quted same as you but for being 28 2years nc and all mods declaired
darren
soapy1978
31-10-2006, 05:44 PM
Current Insurer: sky
Age:28
N.C.B. :2
Modified/Standard VR4: modified a lot
Cost: 996
Postcode: da12
Paul C
31-10-2006, 06:11 PM
Current Insurer: Admiral
Age:26
N.C.B. :4
Modified/Standard VR4: Standard with gf on policy
Cost: 760
Postcode: TS6
richy rich
31-10-2006, 06:22 PM
Hi, brand new here, compliments of Ritchy_W who is selling me his 99 Ralliart Legnum. Thanks to this thread, I've managed to go from very worried, to very pleased. I know its resurrected from over a year ago, but many thanks.
Been quoted a mixed bag today. Listed in order of greatness:
Lifesure: 545
Endsleigh: 611
Elephant: 650
A Flux: 960
Tesco: 1560
Sky: Wouldn't insure :(
So I'm going with lifesure, details below:
Age: 29, Wife 31 (1xSP50, 2xSP30 respectively, no accidents)
Postcode: WA4 (Warrington)
Kept: On public road, Cobra Cat alarm + Tracker
NCB: 7 years
Car: '99 Legnum VR4 with OZ 17" superleggara, all the rest stock (for now)
Mileage: 8000
Price: £545, including NCB protection for life, 90 days European cover, £200 excess, usual gubbins.....
Made up,...cheers guys. Can't wait for Friday!
as darren said phone them again we got them down to £440 with xorst and wheals declared 5 years nc
rich
MidnightSun
31-10-2006, 10:04 PM
Elephant: £520
Age: 36
Postcode: TQ13
Kept: On drive, Cobra Cat 1 alarm + sat. tracker
NCB: 6yrs+, guaranteed & protected NCB + all the trimmings
Car: '96 Legnum VR4 with some mods (air induction, alloys, exhaust, suspension etc)
Spirit
31-10-2006, 11:06 PM
Elephant: £520
Age: 36
Postcode: TQ13
Kept: On drive, Cobra Cat 1 alarm + sat. tracker
NCB: 6yrs+, guaranteed & protected NCB + all the trimmings
Car: '96 Legnum VR4 with some mods (air induction, alloys, exhaust, suspension etc)
All the mods declared to Elephant, Chris ?
MidnightSun
31-10-2006, 11:38 PM
Yes, made sure they knew all the extras and was very happy with the price - was quoted £750 with directline, my old insurers. I don't believe Elephant even asked if I had the sat tracker installed - only did it to reduce the directfine quote. Still, it all seems relatively cheap compared to the S2000's £1200 I used to pay! Benefits of age perhaps?
Lillywotsername
03-09-2007, 01:14 PM
I know this is an old thread but thought I would resurrect it rather than starting a new one.
Just been in touch with Direct line for a quote......
Age:37 +35 ( Richy and I )
N.C.B. :6
Modified/Standard VR4: modified
Cost: £1102.75 (WTF)
Postcode: St10
Rambaud
03-09-2007, 01:58 PM
My GDI is £191.80, but I added Legal Expenses & Breakdown Recovery for an extra £35.00 to bring the total to £221.80.
Breakdown Recovery (RAC) was used a few weeks back when a rear tyre blew at speed on the A30. :)
Insurance company is E-Car Insurance - not sure what they are like for modded cars or VR-4s :
http://www.ecarinsurance.co.uk/
age 23
current insurer adrian flux
modified no NCb 1 yr - driving 1 year :)
cost 2200! pounds! sterling!
post code de55 7el
ANTHONY
03-09-2007, 09:50 PM
age..50
NCB ..years
car ..Legnum VR-4
unmodified
insurer..lifesure
cost..£350
post code DA15
DickBarton
05-09-2007, 10:04 PM
Current Insurer: Admiral (Multicar Policy)
Age: 31
N.C.B. : 0
Modified/Standard VR4: Standard
Cost: £399.02
Postcode: FK11
fredfour4
05-09-2007, 11:11 PM
Curent Insurer: AA
Age: 45
Modified/Standard VR4: Standard
NCB: Full Protected(fully comp)
Cost: £289
Postcode: CO7
Davezj
06-09-2007, 01:38 PM
Curent Insurer: Lifesure
Age: 33
Modified/Standard VR4: 18" wheels and 5"exhaust
NCB: Full Protected(fully comp)
Cost: was £600 (but small prang my fault and 3 point) this year £670
Postcode: M33 (that is the killer) Manchester
jay_b_m
12-09-2007, 07:24 PM
Current Insurer: Bell direct
Age: 27
N.C.B. : full
Modified/Standard VR4: standard
Cost: £640
Postcode: TW12
jayjay99
16-09-2007, 05:06 AM
Current Insurer: Adrian Flux
Age: 26
N.C.B. : 4years
Modified/Standard VR4: Modified
Cost: £750
Postcode: TW9
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