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Thread: Formerly a WTB thread - now a 'let's see how I get on with the insurance' thread!

  1. #1
    elnevio's Avatar

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    Formerly a WTB thread - now a 'let's see how I get on with the insurance' thread!

    Due to the adept manoeuvring of a Sheffield taxi driver this morning, reversing out of a parking space on a slippery downhill side road without looking and leaving me with little option but to hit him - at about 3 mph - I may be requiring these parts:

    - Trigger Mauve PFL bonnet (although FL considered);
    - Trigger Mauve nearside (i.e. passenger side) wing;
    - Trigger Mauve PFL bumper;
    - Nearside headlight.

    The damage is fairly light - but was bang on the front left corner, so it's hit a bit of everything. The bumper and headlight may be ok, and the bonnet and wing may even be repairable. However, I suspect that a formal claim through my insurance would result in all the above-mentioned items requiring replacement, or potentially even writing the car off!

    Whilst I will be informing Sky of my accident later on, I may decide not to claim on the insurance for my damage, if sourcing the parts on here and bolting them all on myself is more viable.

    This is subject to further investigation, of course - such as further damage behind the bumper.

    Anyway, let me know if you have anything suitable, be it one, some or all of the parts - and PM me prices and condition. At this stage I am not considering respraying, although that may change as things develop.

    TIA
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  2. #2
    Nutter_John's Avatar

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    oh feck Nev , thats a pain hope you managed to get it all sorted easy enough


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  3. #3
    miller's Avatar

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    if you have any option of not telling your insurance dont tell them. I asked for their input after a car park attendant scratched my car. Nothing was ever claimed but still to this day its noted in my claim column. Okay its filed as a non claimant so why the hell should it end up in there!?

    Anyways, hope its pain free, have you checked with Mo wether he has these bits in stock?


    Good luck

    Mike
    Still here somewhere........

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    GalantOnly's Avatar

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    I might have the passenger side wing we can swap...

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    Sh1t, sorry to hear this Nev........bloody taxi drivers

    Hope you manage to sort it

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    Sorry to hear this Nev hope you get it sorted.
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    ERK! Is your intercooler okay!?


    I would chalk this up as time for some upgrades, myself LOL!

  8. #8
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    Bad news Nev. hope you get sorted out quickly

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    gallvr4's Avatar

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    hope you get it sorted with not much hassell....!!!
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  10. #10
    elnevio's Avatar

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    Quote Originally Posted by miller
    if you have any option of not telling your insurance dont tell them. I asked for their input after a car park attendant scratched my car. Nothing was ever claimed but still to this day its noted in my claim column. Okay its filed as a non claimant so why the hell should it end up in there!?
    Well, I think the other guy is potentially going to try and claim against me. So I need to put Sky on notice. If a blame argument ensues, I really cannot see that this being agreed 100% in anyone's favour. Although I was only driving at barely walking pace, I still couldn't stop. But I say that he shouldn't have pulled out in front of me. If it was dry or wet, I would have been travelling faster, and would have still been able to stop, although if he'd pulled out in front of me in those conditions at closer range, I would have hit him in the same fashion. I was travelling as slow as feasibly possible, due to the extended stopping distances. We have a mutual witness - but I don't know what they'll say.

    So if it goes 50:50, then he'll be liable for his loss, and I'll be liable for mine. If I then have it fixed myself, there is no claim against my insurance. Yes, the incident is noticed - but I have had this before and I don't think it made a difference to my quote. Although you can't help but feel cynical on this subject.

    Quote Originally Posted by Turbo_Steve
    ERK! Is your intercooler okay!?


    I would chalk this up as time for some upgrades, myself LOL!
    Intercooler's fine - it doesn't look like anything has moved behind the bumper. In fact, I've had another look, and the headlight appears to be unmarked and not loose. The bumper may indeed return to shape - and perhaps a respray is a good option after all. The wing and bonnet may be repairable too.

    Just assessing the options, really!

  11. #11
    miller's Avatar

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    hmmm maybe its repairable with a decent panel beater and respray? They got the decent sized crease out of my wing when that numpty ran into me. Could be worth a quote from them

  12. #12
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    Really sorry to hear this Nev,
    Just an opinion, if the bumpers not cracked or broken it can be returned to its original shape with the gentle persuasion of a heat gun.
    I can let you have a white wing for nada, if you've someone in Ireland willing to pick up for you.
    Cheers, tommie
    old age and treachery will outdo youth and skill anyday

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    carlos-1975's Avatar

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    oh man it never rains it pours well to compliment kitemans post i have a passenger trigger wing but it is a f/l so has holes for the arch extensions so kind of defeats the object really

  14. #14
    elnevio's Avatar

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    It does look as if the wing has taken the worst of it, and is pushed into the wheel arch area a little bit, although not enough to foul the wheel at any point from lock to lock.

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    Sorry to hear this mate...hope its easy enough sorted.

    If hes pulled out in front of you i cant see its your fault at all?

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    Reversing onto a road is a big negative on his side, as far as I uderstand it. I seem to remember the highway code saying that is should be avoided wherever possible?

    If that's right, meybe that will help your case?

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    White Lightning's Avatar

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    Damn, sorry to hear this Nev. Hope you get this sorted without too much pain.
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    sorry to here this mate, have a word with Barry he was braking his car i belive
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  19. #19
    elnevio's Avatar

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    LOL - my headlight appears to be lighting up the nearside bushes now!

    Anyway, I've advised Sky/Chaucer. They'll give me a ring today about what I want to do.

    I simply cannot be ar$ed with the hassle of arguing over fault, which I am 99% sure will end up in some form of split liability. I.e. lose-lose.

    I am tempted, however, to give the guy one 'without prejudice' opportunity, to not attempt to make a claim on my insurance, and I will do the same in return. That way, I can sort out my damage how I see fit. But if he claims it was my fault, I guess I'll have to fight for 100% in my favour.

  20. #20
    Atik's Avatar

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    Not everyone has the decency like you Nev. All he is thinking about is 'whiplash' and injury compensation. Hope you manage to sort this crappy situation with minimal hassle, and I'm sure any parts you need can be had very easy from this club
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