Formerly a WTB thread - now a 'let's see how I get on with the insurance' thread!

[Roberto]

Reversing onto a road is a big negative on his side, as far as I uderstand it. I seem to remember the highway code saying that is should be avoided wherever possible?

If that's right, meybe that will help your case?

Correct, you are supposed to reverse into your drive way, even if it takes longer and is more trouble.

Because you are already on the main road and have full visability, for you and others seeing your movements.
Then just drive straight out.

But how many people do things by the highway code or even know they should.

Anyway Nev, I hope you can get it sorted without costing yourself anything.

[elnevio]

Been up to the approved bodyshop this afternoon. Won't know the quote until next week, but apparently, because it's not been validated yet (I understand this is because I have not confirmed that I actually want to go through the insurance yet), the quote will be posted to me, and not the insurers.

Anyway, he did say that it'll be new headlight, new wing and a new grill(!). The bonnet and bumper are repairable, and the wheel is refurbishable (I've only recently noticed that three of the spokes are scuffed badly).

To be continued... !

[swinks]

Nev, can't see why it might be your fault, even 50-50.
IIRC, Highway Code and all EU driving regulations saying that pulling (reversing) MUST be only if driver has clear and safe place to do manouver, in case limited visibility he must use even help of third party (co-driver, pedestrian, etc.).
Hope, y'know what I mean...

BTW, I have PFL bonnet (black) if needed.

Gutted for you, hope it ends well.

[fluffnik]

Reversing onto a road is a big negative on his side, as far as I uderstand it. I seem to remember the highway code saying that is should be avoided wherever possible?

If that's right, meybe that will help your case?

Unparking into running traffic in either direction is a no-no.

100% the taxi's fault IMO.

Hope all goes well!

[davcom1]

Nev - have only just found this thread.

Gutted for you.

Hope it all turns out well.

[elnevio]

Well, I've received the quote:

£1,649.88

Er, wow!

It's attached for you to have a nosey at, if you want.


A couple of things have intrigued me:

The grille needs replacing because the clips are possibly broken (it doesn't push home any more, although I couldn't actually see anything broken), which is fine.

But, 'Manufacturer Badge'? Maybe the VR-4 badge from the grille? Which hasn't been on it for over a year! Something to be checked - i.e. I'll clarify which one they mean.

'L F Door Moulding' - errrrrr... um. Struggling with this one. There is zero damage along there? This was easily clear by the fact the dirt was undisturbed. I've even checked the skirting, just in case. The wheel, especially with its offset, probably deflected any scraping up the side of the car too.

And further down is the L/F Door Surface Paint. Did they look at a different car?!

To be continued...

[Beastlee]

LOL, was there a scratch from before? maybe they think they're helping?

[elnevio]

LOL, was there a scratch from before? maybe they think they're helping?

Seriously - there's no way of telling without removing the dirt! Unless they put the grime back after checking!

[swinks]

They gonna make some profit on top of non-existing labour and parts

[elnevio]

LOL - surely if you are going to do that, then you just inflate the paint and labour costs - not add items that clearly don't need doing!

[Davezj]

nev what is the out come on the accident from a legal write and wrong stand point.
who is said to be at fault in the eyes of the insurers.

i really hope it is not you as that would be wrong, so wrong.

i have a friend how has done the same thing this morning on his way to work. i just wanted to get some info on it, and i thought you would be an expert by now.

[elnevio]

Well, the independent witness says that in his view, it was my fault as my vehicle was skidding out of control and hit the third party's stationary vehicle.

Utter, utter rubbish.


But with that testimony, I'm fecked.


So I'd better get the car booked in. Then have fun with the repairers doing an unsatisfactory job to begin with, and end up wasting loads more time, getting it right, reinspecting the vehicle, taking time off work, getting more and more fed up with things.

It really is almost enough to just pack in with being a driver all together.


Ho hum.

[Beastlee]

thats feckin ridiculous! there would have been evidence to show that. Who was the independant witness, his wife?

[Nick VR4]

Ouch only just seen this good luck

[swinks]

That's why we should always call Police to any road accident, even if it's not necessary. They can make a statement for insurance claim issues.
Also good is to make some photo evidence right on the scene.
I know it's too late all those "advices" which are based on my driver experience in one of the most corrupt/fraud/bribe country (from PL).

Gutted for you Nev. Really I am.

[Nutter_John]

Thomas , sorry budy but if you phone the police at an acident they will tell you it is not there issue , unless the other driver is pished or refuses to give details or someone need medical help

Nev i feel for ya buddy having been shafted by insurance compaines

[swinks]

I know John, but it's your creativity how you talk with'em over the phone. You can always suggest them that you think that other driver was under influence, can't you?

[Turbo_Steve]

True, but very unlikely if he's a Taxi driver - even more so if he's a practising Muslim!

[Beastlee]

Thomas, you're right. I told them the HGV driver had been trying to deliberately kill us and they finally came to the scene. Unfortunately they decided not ot get involved as soon as they could see there were no serious injuries.

[elnevio]

Having eventually returned the insurance form yesterday , I have had a call from the bodyshop to say that the repair has been authorised. I have booked it in for next Wednesday, and I will be getting a courtesy car to thrape for a week or two.

Watch this space!