...... My ex wife, Liz.
I just rang her, as I do quite often ( you can't fall out when you have 4 kids)
my daughter, Rachael, is sat on the settee in her jammys with a duvet to keep her warm! There is no heating on. She never puts it on because she says she can't afford it!
I know for fact she has at least £150,000 in the bank !!
When I confronted her on this, all she said was we're used to it !!